MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Floor Plans

ManufacturedModularMH Advantage

Cedar Canyon / 2046

Built by: KIT Custom Homebuilders
3
2
1652 ft²
29'6" x 70'8"
3 Bdr / 2 Bath / 1652 sqft. - This Cedar Canyon 2046 is another example of the fine craftsmanship of KIT Custom Homebuilde...
ManufacturedModularMH Advantage

Cedar Canyon / 2018

Built by: KIT Custom Homebuilders
3
2
1494 ft²
26'0" x 56'0"
3 Bdr / 2 Bath / 1494 sqft. - Great floor plan for everyday living and hosting the parties at your new home! Give us a ca...
ManufacturedModularMH Advantage

Pinehurst / 2506-THM

Built by: KIT Custom Homebuilders
3
2
2006 ft²
29'6" x 68'0"
Pinehurst 2506 3 Bdr with an Activity Room or 4 Bdr/ 2 Bath / 2006 sqft. - Home offers large utility room and activity roo...
ManufacturedModularMH Advantage

Grand Manor / 6001

Built by: KIT Custom Homebuilders
3
2
1654 ft²
26'0" x 62'0"
3 Bdr / 2 Bath / 1654 sqft. - Kitchen offers an island work space, walk in pantry and convenient access to freezer space i...
ManufacturedModularMH Advantage

Grand Manor / 6003

Built by: KIT Custom Homebuilders
3
2
1933 ft²
40'0" x 48'0"
3 Bdr / 2 Bath / 1933 sqft. - Great kitchen with large arched window to look out from. Huge master bedroom with deluxe mas...
ManufacturedModularMH Advantage

Grand Manor / 6004

Built by: KIT Custom Homebuilders
3
2
2271 ft²
40'0" x 60'0"
3 Bdr / 2 Bath / 2271 sqft. - Great room and dining room combination open up this space for all kinds of furniture and use...
ManufacturedModularMH Advantage

Grand Manor / 6005

Built by: KIT Custom Homebuilders
3
2
2405 ft²
40'0" x 60'0"
3 Bdr / 2 Bath / 2405 sqft. - This Grand Manor 6005 is another example of the fine craftsmanship of KIT Custom Homebuilder...
ManufacturedModularMH Advantage

Grand Manor / 6006

Built by: KIT Custom Homebuilders
3
2
2735 ft²
40'0" x 70'0"
3 Bdr / 2 Bath / 2735 sqft. - Large wrap around kitchen with easy access to the family room. Kitchen has large walk in pan...
ManufacturedModularMH Advantage

Grand Manor / 6007

Built by: KIT Custom Homebuilders
3
2
2735 ft²
40'0" x 70'0"
This Golden Grand Manor 6007 is another example of the fine craftsmanship of KIT Custom Homebuilders. See your local KIT r...
ManufacturedModularMH Advantage

Grand Manor / 6010

Built by: KIT Custom Homebuilders
3
2
2079 ft²
29'0" x 70'0"
3 Bdr / 2 Bath / 2079 sqft. - Huge wrap around kitchen with island. Has cooktop in island and wall oven built into cabinet...
ManufacturedModularMH Advantage

Cedar Canyon / 2002

Built by: KIT Custom Homebuilders
3
2
1067 ft²
26'8" x 40'0"
Cedar Canyon 2002 - 3 Bdr / 2 Bath / 1067 sqft. - Eat in kitchen, large living room, flexible with porch option. All Cedar...
ManufacturedModularMH Advantage

Cedar Canyon / 2004

Built by: KIT Custom Homebuilders
3
2
1280 ft²
26'8" x 48'0"
Cedar Canyon 2004 - 3 Bdr / 2 Bath / 1280 sqft. - Morning room, separate dining room and a kitchen with an eating bar and ...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. American Home Centers reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.